ONLINE LOOKERS: Buying preowned homes in this market requires a lower price to offset current mortgage rates VS builders offering lower mortgage rates & most of the expenses close. BUILDERS HAVE SIMPLY ADDED THESE COSTS to the sales price. If buying new construction for the mortgage rate,..when rates are lower and you want to refinance,..you'll still have AN INFLATED VALUE to apply the new lower interest rate. Buy a preowned in AN EQUITY POSITION and refinance when rates are lower. DATE THE RATE,..MARRY THE HOUSE. Bank just installed a completely NEW HVAC SYSTEM WITH R454. Don't miss your chance at this great opportunity for equity. Conventional loan can finance in current cosmetic repair condition. Will not accept a standard VA or FHA loan. What are the cosmetic repairs needed: Paint kitchen cabinets; remove TV mounts; minor drywall repair; paint carpet. Solar panel and water conditioning equipment liens have been removed from the property with Bell County. Covered front porch and back patio offers plenty of space for relaxing with a cup of coffee or beverage of your choice. Spacious living room with corner fireplace is open to breakfast area then kitchen downstairs. Kitchen has large walk-in pantry with utility connections. Master ensuite with combo tub & linen closet and two bedrooms and 2nd full bath upstairs.